Is private medical treatment covered abroad?

Our policies do not provide cover for treatment that can be delayed and carried out after your repatriation home or for any private medical expenses where medically suitable state treatment is available.

It is, therefore, a condition of this insurance policy that in the first instance you make use of any reciprocal health agreement between the United Kingdom, Channel Islands, or the Isle of Man and the country you have travelled to, should you require medical treatment whilst travelling.