What medical conditions do I need to declare for travel insurance?

Allen Last updated:

You’ll need to declare all pre-existing medical conditions when taking out travel insurance. Not telling us about your medical conditions means you are at risk of travelling without valid cover and any potential claim being declined.

While your medical condition may be managed and doesn’t cause you any trouble, it is still important to tell us about it.

If you’ve ever had any of the following, you’ll always need to declare it on your travel insurance:

  • A cardiovascular condition – including high blood pressure or cholesterol
  • Any heart condition
  • A stroke or transient ischaemic attack (TIA)
  • Circulatory Condition (For example: Heart Attack)

During the medical screening process you’ll need to let us know if you’ve had any of the following in the past two years, relating to your medical condition:

    • Symptoms
    • Treatment/medication
    • Investigation
    • Medical appointments
    • Follow-ups
    • Check-ups
    • Surgery

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