Golf Equipment

What is covered:

We will pay up to £5,000 for accidental loss, theft of, or damage to golf equipment which you own. Within this amount the following sub-limits apply:

a) we will pay up to £500 for any one club or one piece of golf equipment, if you cannot provide an original receipt or other satisfactory proof of ownership and value to support the claim, payment for any single article, or for any one pair or set of articles, this will be limited to a maximum of £50, evidence of replacement value is not sufficient.

b) we will pay up to £500 in total, for all articles lost, damaged or stolen in any one insured incident. If you cannot provide satisfactory proof of ownership and value

c) the amount payable will be the value at today’s prices less a deduction for wear and tear and depreciation, (calculated from the following table). We may at our option replace, reinstate or repair the lost or damaged golf equipment.

Age of item Amount payable

• Up to 1 year old 90% of purchase price
• Up to 2 years old 70% of purchase price
• Up to 3 years old 50% of purchase price
• Up to 4 years old 30% of purchase price
• Up to 5 years old 20% of purchase price
• Over 5 years old Nil

For further information, Please see policy wording (section 18)