I have pre-existing medical conditions, what type of questions will you ask me?

Carl Last updated:

To make sure you have a policy fit for your needs, we’ll need to ask you a few questions about your health. This helps us to understand what level of coverage you need as not telling us about medical conditions may mean you may not be covered if you require medical treatment abroad, for example.

We suggest reading through these questions and making a note of anything you need to tell us about before you start your travel insurance quote. 

Some questions you may be asked include:

  • Have you suffered from any medical or psychological conditions for which you’ve received treatment, been prescribed medication, or attended any consultations, investigations or check-ups in the last two years?

  • Have you ever suffered from or received treatment, investigations or tests for:
    - Heart attack, angina, chest pain(s) or any other heart condition
    - High blood pressure, blood clots, raised cholesterol, aneurysm or any circulatory disease
    - Any form of stroke, transient ischemic attack (mini-stroke) or brain haemorrhage.

  • Do you have any undiagnosed symptoms?

  • Are you awaiting any tests or test results (including COVID-19)?

  • Are you awaiting surgery, or waiting to be discharged from post-operative checks?

  • Have you received a terminal prognosis?

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