What is medical screening?

Carl Last updated:

Medical screening is where we ask you some simple questions relating to the medical condition(s) that you are declaring. We use this information to make sure you have the right cover in place.

The questions will vary depending on your condition. We may ask about your treatment, if you’ve been prescribed any medication, and any recent medical appointments. We will not need to know the name of the medications that you take.

We may also ask you about what treatment you are expecting in the future, if any.

We will not access your medical records or speak to your GP. If you are unsure of any answers during the medical screening, we may refer you back to your GP surgery for further clarification.

Some questions you may be asked include:

  • Have you suffered from any medical or psychological conditions for which you’ve received treatment, been prescribed medication, attended any consultations, investigations or check-ups for in the last two years?

  • Have you ever suffered from or received treatment, investigations or tests for:
    - Heart attack, angina, chest pain(s) or any other heart condition
    - High blood pressure, blood clots, raised cholesterol, aneurysm or any circulatory disease
    - Any form of stroke, transient ischemic attack (mini-stroke) or brain haemorrhage.
  • Do you have any undiagnosed symptoms?

  • Are you awaiting any tests or test results (including COVID-19)?

  • Are you awaiting surgery, or waiting to be discharged from post-operative checks?

  • Have you received a terminal prognosis?

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