Do I need to declare medical conditions on my travel insurance?

Carl Last updated:

Yes. You can declare your conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, you can complete the medical screening over the phone.

It’s important to let us know about any other pre-existing medical conditions you may have. Don’t worry, you can still be covered for cancellation and medical expenses if you develop coronavirus at home or abroad.

Covering your conditions will help you avoid large medical bills if you need treatment abroad - including treatment for COVID-19. Failure to declare any pre-existing medical conditions may affect the validity of your policy if you need to claim.

For us to assess your situation, we will need to ask you the following questions:

Does anyone travelling on this policy:

  • Have any undiagnosed symptoms?
  • Are awaiting surgery, or a procedure?
  • Awaiting to be discharged from post-operative checks?
  • Are awaiting the results of a Covid-19 test?

In the last 2 years, has anyone travelling on this policy;

  • Received treatment for any medical or psychological condition?
  • Been prescribed any medication?
  • Attended any consultations, investigations, or check-ups?

    Has anyone travelling on this policy EVER suffered from or received treatment, investigations or tests for:
  • Any heart attack, angina, chest pain(s) or any other heart condition?
  • High blood pressure, blood clots, raised cholesterol, aneurysm or any circulatory disease?
  • Any form of stroke, transient ischemic attack (mini-stroke) or brain haemorrhage?

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