Do I really need travel insurance?

Carl Last updated:

While it’s not a legal requirement to have travel insurance for your trip, it is important to have. Travel insurance covers you for the unforeseen – things going wrong when you least expect them to.

Many tour operators will ask that you have comprehensive travel insurance before you go away, just in case something unexpected happens.

For medical expenses, travel insurance can save you a lot of money if you need treatment abroad, particularly in countries like the USA. In fact, the USA has the highest average price for a medical claim of £9,941, which is double that of the next highest average claim.

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