Are travel insurance limits per person?

Carl Last updated:

Even if you have a group or family policy, travel insurance limits and excess are on a per person, per claim basis. These include medical cover, cancellation cover and baggage cover per person, as well excess costs which can be avoided with our Excess Waiver optional extra.

The only exception is Gadget cover. The cover limits offered by this optional extra apply per policy, rather than per person.

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