What destinations are covered on my policy?

Before you buy a policy, you’ll be asked about the countries you’re planning to visit. You can choose from five levels of cover:

1. UK only: England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man
2. Europe: All countries listed in “UK Only” plus Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, the Czech Republic, Denmark, Estonia, the Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Hungary, Iceland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Moldova, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal (including Azores and Madeira), Republic of Ireland, Romania, the Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Ukraine and the Vatican City. (Excluding: Cyprus, Egypt, Greece (including the Greek Islands), Malta, Morocco, Spain (including the Balearic Islands and the Canary Islands), Turkey and Tunisia
3. Europe: Including Cyprus, Egypt, Greece (including the Greek Islands), Malta, Morocco, Spain (including the Balearic Islands and the Canary Islands), Turkey and Tunisia – All countries listed in “Europe Excluding” plus Cyprus, Egypt, Greece (including the Greek Islands), Malta, Morocco, Spain (including the Balearic Islands and the Canary Islands), Turkey and Tunisia.
4. Worldwide: Excluding Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean, and the United States of America.
5. Worldwide: All countries

You will only be covered to travel if the FCDO says it’s safe to travel to your destination(s).

When it comes to cruise travel insurance, you must ensure all the countries/destinations you’re calling to are listed on your policy.

Is the destination not listed? Contact our friendly customer services team or speak with us via webchat for further assistance.